Lenders that hold a lenders’ mortgage insurance policy issued by QBE LMI
At QBE LMI we value our customers. We understand that from time to time some customers may not be happy with the service we provide in our underwriting area, in our handling of your claim or with other aspects of our business.
The following outlines our Complaint Dispute Process. It sets out how we handle any complaint or dispute which we are made aware of. At all times, your records will be dealt with in accordance with QBE LMI’s Privacy Policy.
Our service
If you are unhappy with our service or have a complaint, we would like to know about it. We ask you to contact us and speak with either the person who normally handles your business relationship here at QBE LMI, or that person’s manager. In most instances they should be able to resolve your complaint for you.
If you remain dissatisfied, you may contact our Customer Care Unit.
Denied Claim
If we decline your claim, you may ask for copies of information about you that we relied upon in assessing your claim. You may request a review of any decision by us to decline to release such information.
Internal Review
If you remain dissatisfied, you may contact our Customer Care Unit.
QBE Customer Care UnitGPO Box 219
Parramatta NSW 2124
Tel: 1300 650 503
Fax: (02) 8227 8594
Email: complaints@qbe.com
External Review
If you are not satisfied with the outcome of this process, or QBE LMI is unable to provide a response within 45 days, you have the right to seek an external review (even if we are still considering the dispute). The following provides details of our external dispute resolution process.
Notice of dispute
In order to have your dispute submitted to external dispute resolution, please provide QBE LMI with a notice setting out the following matters:
- nature of the dispute
- relevant background information
- how the dispute arose
- solution sought
Your request for external dispute resolution should be addressed to:
QBE Customer Care UnitGPO Box 219
Parramatta NSW 2124
Tel: 1300 650 503
Fax: (02) 8227 8594
Email: complaints@qbe.com
Once we have received your request for external dispute resolution QBE LMI will arrange a meeting with you to attempt to resolve the dispute. If the dispute is not resolved to your satisfaction within 10 business days of the meeting the dispute will be submitted to an agreed mediator.
Selection of a mediator
QBE LMI will provide you with details of 2 or more appropriately qualified independent mediators including qualifications and experience to select from. If we are unable to agree on a mediator within 10 business days (following submission of proposed mediators) QBE will ask the Australian Commercial Disputes Centre (“ACDC”) will appoint an appropriately qualified mediator. We will equally share the costs of engaging the mediator with you.
Date, time and place of mediation
We will agree with you the date, time and place of the mediation and if we are unable to agree, the mediator may set the date, time and place. Subject to availability of the mediator, the mediation will commence within 90 days of selection of the mediator.
Representation and attendance
Both parties may engage legal representatives to attend the mediation and will advise the other party of proposed mediation attendees 5 business days prior to the mediation.
Confidentiality and authority of mediator
All matters discussed in the mediation will remain confidential but each party may disclose the information to appropriate management, insurers or legal representatives. The mediator will not have authority to impose settlement terms on the parties but any settlement agreement executed by the parties will be binding.